Accident & Sickness

  • What is accident and sickness insurance?

It is an income protection. 

Personal Accident & Illness (PA) insurance covers you for loss of income if you were unable to work as a result of an injury or illness. The cover is generally available regardless of whether or not you sustain injury or develop an illness due to your work.

  1. Who needs personal sickness and accident cover?

Generally any person, who works, be it self-employed or an employee would benefit from a Personal Accident and Sickness policy.

  • Should I get accidental injury insurance?

If an accident results in medical expenses your current health insurance doesn’t cover, accident insurance can serve as a financial cushion should the unexpected happen. Accident insurance also helps complement disability insurance by allowing you to claim benefits even if your injuries don’t keep you out of work.

  • What does personal accident cover?

A personal accident insurance policy is a type of general insurance that provides benefits in the case of accidental death, disability and injury. The benefits usually cover all phases of suffering an accident, from evacuation to hospitalisation and treatment, rehabilitation and recovery.

Accident & Sickness coverage for life’s unexpected challenges

Get a quote quickly and conveniently by calling us at (587) 568-1549